I think I mentioned previously that I am more inclined to see diving as a fun pursuit, a modern anthropological excursion when I don't "need" anything. When times are tight it can really help supplement, and I have no conscious qualms about providing for my family in that way, but sub-consciously it digs at the psyche a bit.
I have been virtually unemployed for two year, living off a healthy home equity credit line, telling myself each month that I had to dig deeper for professional licensing fees, data, software, business insurance, hardware, gas, communication points etc, that next month will be different and the income will exceed the expenses. It never happened. I have an upcoming job that pays one tenth the hourly rate of my profession, but it has benefits and a steady paycheck even though the hours are horrendous, I am looking forward to being gainfully employed.
Mean time, I have no cash and no way to get cash. I got some help from the church with a mortgage payment, and knowing our dire circumstances they passed the hat and came up with several hundred dollars towards Christmas. Their generosity overwhelms us. I smiled that we didn't spend that much in a good year. (Although we probably did, it just is harder to notice where it all goes when several checking accounts debit cards, credit cards and cash are involved.) I resolved we wouldn't spend it all and have a cushion after wards. We spent it all. pretty much. We had already purchased at very low cost several nice items for Christmas, including the Knives below, a Gray's Anatomy (the anatomical dissection book not the show) Book, and other relevant volumes to the kids interests, clothing, games, and small toys. I had my car packed with items that were dove for, stuffed animals mostly. Never buy a stuffed animal they are thrown out by the train load. A little carpet cleaner and elbow grease and they are clean and fresh as they were the day they were packed into a box in a dirty sweatshop in a third world country.
